{"id":220,"date":"2026-05-22T07:25:00","date_gmt":"2026-05-22T07:25:00","guid":{"rendered":"https:\/\/economy21c.com\/?p=220"},"modified":"2026-05-22T12:45:43","modified_gmt":"2026-05-22T12:45:43","slug":"%eb%a7%8c%ec%95%bd-%ed%95%9c%ea%b5%ad%ec%9d%80%ed%96%89%ec%9d%b4-%ea%b5%ad%eb%af%bc%ec%9d%80%ed%96%89%ec%9d%84-%ed%86%b5%ed%8f%90%ed%95%a9%ed%95%b4%eb%b2%84%eb%a6%b0%eb%8b%a4%eb%a9%b4","status":"publish","type":"post","link":"https:\/\/economy21c.com\/2026\/05\/22\/%eb%a7%8c%ec%95%bd-%ed%95%9c%ea%b5%ad%ec%9d%80%ed%96%89%ec%9d%b4-%ea%b5%ad%eb%af%bc%ec%9d%80%ed%96%89%ec%9d%84-%ed%86%b5%ed%8f%90%ed%95%a9%ed%95%b4%eb%b2%84%eb%a6%b0%eb%8b%a4%eb%a9%b4\/","title":{"rendered":"\ub9cc\uc57d \ud55c\uad6d\uc740\ud589\uc774 \uad6d\ubbfc\uc740\ud589\uc744 \ud1b5\ud3d0\ud569\ud574\ubc84\ub9b0\ub2e4\uba74?"},"content":{"rendered":"\n

\uc815\ubd80\uac00 \uae08\uc735\uc758 \ud6a8\uc728\uc131\uc744 \uadf9\ub300\ud654\ud558\uaca0\ub2e4\uba70 \uc804\uad6d\uc758 \ubaa8\ub4e0 \uc2dc\uc911\uc740\ud589\uc744 \uc5c6\uc560\uace0, \ud55c\uad6d\uc740\ud589 \ud558\ub098\ub85c \ud1b5\ud3d0\ud569\ud55c\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uc790. \ub3d9\ub124\ub9c8\ub2e4 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130\uac00 \uc788\ub4ef \ud55c\uad6d\uc740\ud589 \uc9c0\uc810\uc774 \ub4e4\uc5b4\uc11c\uace0, \uad6d\ubbfc\uc740 \uadf8\uacf3\uc5d0\uc11c \uc9c1\uc811 \uc608\uae08\uacfc \ub300\ucd9c\uc744 \ud55c\ub2e4. \uad6d\uac00\uac00 \uc6b4\uc601\ud558\ub2c8 \uc218\uc218\ub8cc\ub3c4 \uc5c6\uace0 \ub300\ucd9c \uc774\uc790\ub3c4 \ud68d\uae30\uc801\uc73c\ub85c \ub0ae\uc544\uc9c8 \uac83\ub9cc \uac19\ub2e4.\u200b\u200b\uc5bc\ud54f \uc644\ubcbd\ud574 \ubcf4\uc774\ub294 \uc774 ‘\uc9c1\uac70\ub798 \uc2dc\ub098\ub9ac\uc624’\ub294 \uc65c \ud604\uc2e4 \uc790\ubcf8\uc8fc\uc758 \uacbd\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \ucca0\uc800\ud788 \ubc30\uc81c\ub418\uc5c8\uc744\uae4c. \uc774 \uadf9\ub2e8\uc801\uc778 \uc0c1\uc0c1\uc740 \uc911\uc559\uc740\ud589\uacfc \uc0c1\uc5c5\uc740\ud589\uc758 \uc774\uc6d0\ud654\ub41c \uc2dc\uc2a4\ud15c\uc774 \uc65c \uc790\ubcf8\uc8fc\uc758\uc758 \uadfc\uac04\uc744 \uc774\ub8e8\ub294\uc9c0 \uc5ed\uc124\uc801\uc73c\ub85c \uc99d\uba85\ud55c\ub2e4. \uc774 \ud6a8\uc728\uc131 \uc774\uba74\uc5d0\ub294 \uacbd\uc81c\uc758 \ub3d9\ub9e5\uacbd\ud654, \ub098\uc544\uac00 \uccb4\uc81c \ubd95\uad34\ub77c\ub294 \uce58\uba85\uc801\uc778 \uccad\uad6c\uc11c\uac00 \uc228\uc5b4 \uc788\ub2e4.\u200b\u200b<\/p>\n\n\n\n

\uc2e4\ud328\ub85c \ub05d\ub09c \uac70\ub300\ud55c \uc2e4\ud5d8, \ub3d9\uad6c\uad8c\uc758 \ub2e8\uc77c\uc740\ud589 \uccb4\uc81c\u200b\u200b<\/p>\n\n\n\n

\uc774 \uc544\uc774\ub514\uc5b4\ub294 \ub2e8\uc21c\ud55c \uc0c1\uc0c1\uc774 \uc544\ub2c8\ub77c \uc778\ub958 \uc5ed\uc0ac\uc5d0\uc11c \uc774\ubbf8 \ucca0\uc800\ud558\uac8c \uc2e4\ud328\ub85c \ub05d\ub09c \uac70\ub300\ud55c \uacbd\uc81c \uc2e4\ud5d8\uc774\ub2e4. \uacfc\uac70 \uc18c\ub828\uc744 \ube44\ub86f\ud55c \ub3d9\uad6c\uad8c \uc0ac\ud68c\uc8fc\uc758 \uad6d\uac00\ub4e4\uc740 \uc790\ubcf8\uc8fc\uc758 \uc0c1\uc5c5\uc740\ud589\uc758 ‘\uc774\uc724 \ucd94\uad6c’\ub97c \ube44\ud310\ud558\uba70 \ub2e8\uc77c\uc740\ud589\uc81c\ub3c4(Monobank system)\ub97c \ub3c4\uc785\ud588\ub2e4. \uad6d\uac00 \uc18c\uc720\uc758 \uac70\ub300\ud55c \uc911\uc559\uc740\ud589\uc774 \ud654\ud3d0 \ubc1c\uad8c\ubd80\ud130 \uae30\uc5c5\uacfc \uac1c\uc778\uc758 \uc5ec\uc218\uc2e0(\uc608\uae08\uacfc \ub300\ucd9c) \uc5c5\ubb34\uae4c\uc9c0 \uae08\uc735\uc758 \ubaa8\ub4e0 \uae30\ub2a5\uc744 \ub3c5\uc810\ud588\ub2e4.\u200b\u200b<\/p>\n\n\n\n

\uacb0\uacfc\ub294 \ucc38\ub2f4\ud588\ub2e4. \uc2dc\uc7a5\uc758 \uac00\uaca9 \uba54\ucee4\ub2c8\uc998(\uc218\uc694\uc640 \uacf5\uae09, \uae08\ub9ac)\uc774 \uc544\ub2cc ‘\uc815\uce58\uc801 \ubaa9\uc801’\uacfc ‘\uad6d\uac00 \uacbd\uc81c \uacc4\ud68d’\uc5d0 \ub530\ub77c \uc790\uae08\uc774 \ubc30\ubd84\ub418\uc5c8\ub2e4. \uc740\ud589\uc740 \uc218\uc775\uc131\uacfc \ub9ac\uc2a4\ud06c\ub97c \ud3c9\uac00\ud560 \uc720\uc778\uc774 \uc5c6\uc5c8\uc73c\ubbc0\ub85c \uc790\uc6d0 \ubc30\ubd84\uc758 \ud6a8\uc728\uc131\uc740 \ubc14\ub2e5\uc744 \ucce4\ub2e4. \uc2e4\uc801\uc774 \uc5c6\ub294 \uad6d\uc601 \uae30\uc5c5\uc5d0 \uc815\uce58\uc801 \uc774\uc720\ub85c \uc790\uae08\uc744 \uacc4\uc18d \ud22c\uc785\ud588\uace0, \ud30c\uc0b0\ud574\uc57c \ud560 \uae30\uc5c5\uc774 \uc5f0\uba85\ud558\uba74\uc11c \ubd80\uc2e4\uc740 \uac70\ub300\ud55c \uad6d\ub9bd \uc740\ud589\uc73c\ub85c \uace0\uc2a4\ub780\ud788 \uc804\uac00\ub418\uc5c8\ub2e4. \uc774 \ubd80\uc2e4\uc744 \ub36e\uae30 \uc704\ud574 \uc740\ud589\uc740 \ud1b5\ud654\ub7c9\uc744 \ubb34\ubd84\ubcc4\ud558\uac8c \ub298\ub838\uace0, \uc774\ub294 \uadf9\uc2ec\ud55c \uc778\ud50c\ub808\uc774\uc158\uacfc \uad6d\uac00 \ubd80\ub3c4\ub85c \uc774\uc5b4\uc84c\ub2e4. \uc790\ubcf8\uc8fc\uc758\uac00 \uc911\uc559\uc740\ud589\uacfc \uc0c1\uc5c5\uc740\ud589\uc744 \ucca0\uc800\ud788 \ubd84\ub9ac\ud558\ub294 \uc774\uc720\ub294 \uc774 \uc4f0\ub77c\ub9b0 \uc5ed\uc0ac\uc801 \uad50\ud6c8\uacfc \ub9de\ub2ff\uc544 \uc788\ub2e4.<\/p>\n\n\n\n

\u200b\u200b\uc2ec\ud310\uacfc \uc120\uc218\uc758 \ubd84\ub9ac, \uac70\uc2dc\uc640 \ubbf8\uc2dc\uc758 \uc5ed\ud560 \ubd84\ub2f4\u200b\u200b<\/p>\n\n\n\n

\uc911\uc559\uc740\ud589\uc774 \ubbfc\uac04 \uac70\ub798\ub97c \ud558\uc9c0 \uc54a\ub294 \uac00\uc7a5 \uadfc\ubcf8\uc801\uc778 \uc774\uc720\ub294 ‘\uc5ed\ud560\uc758 \ucda9\ub3cc’\uc744 \ub9c9\uae30 \uc704\ud574\uc11c\ub2e4. \uc911\uc559\uc740\ud589\uc740 \uc804\uccb4 \uacbd\uc81c\uc758 \ud1b5\ud654\ub7c9\uc744 \uc870\uc808\ud558\uace0 \ubb3c\uac00\ub97c \uc548\uc815\uc2dc\ud0a4\ub294 ‘\uc2ec\ud310’\uc774\uba70, \ubbfc\uac04\uc740\ud589\uc740 \uc774\uc724\uc744 \uadf9\ub300\ud654\ud558\uae30 \uc704\ud574 \uc2dc\uc7a5\uc5d0\uc11c \ub6f0\ub294 ‘\uc120\uc218’\ub2e4.\u200b \ubc1c\uad8c\ub825\uc744 \uac00\uc9c4 \uc911\uc559\uc740\ud589\uc774 \uc9c1\uc811 \uc2dc\uc7a5 \ud50c\ub808\uc774\uc5b4\ub85c \ub098\uc11c\uba74, \ubb34\ud55c\ud55c \uc790\uae08\ub825\uc744 \ubc14\ud0d5\uc73c\ub85c \uae08\ub9ac \uacbd\uc7c1\uc744 \uc8fc\ub3c4\ud558\uac8c \ub418\uace0 \uae30\uc874 \ubbfc\uac04\uc740\ud589\uc740 \ubaa8\ub450 \uad6c\ucd95\ub418\uc5b4 \ud30c\uc0b0\ud55c\ub2e4.\u200b<\/p>\n\n\n\n

\ub354 \ud070 \ubb38\uc81c\ub294 \uc911\uc559\uc740\ud589\uc758 \ubcf8\uc6d0\uc801 \uae30\ub2a5\uc774 \ub9c8\ube44\ub41c\ub2e4\ub294 \uc810\uc774\ub2e4. \ud55c\uad6d\uc740\ud589\uc740 “\uac70\uc2dc(Macro) \uacbd\uc81c \uc9c0\ud45c\uc5d0 \ub530\ub77c \ud1b5\ud654 \uc815\ucc45\uc744 \uc5b4\ub5bb\uac8c \ud3b4\uc57c \ud560\uae4c”\ub97c \uace0\ubbfc\ud558\ub294 \uae30\uad00\uc774\ub2e4. \ub9cc\uc57d \uc911\uc559\uc740\ud589\uc774 \uc218\ucc9c\ub9cc \uba85\uc758 \ub300\ucd9c \uc2ec\uc0ac, \ub2f4\ubcf4 \ud3c9\uac00, \uc5f0\uccb4 \uad00\ub9ac \ub4f1 \ubbf8\uc2dc(Micro)\uc801 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \ud589\uc815\ub825\uc744 \uc18c\ubaa8\ud558\uac8c \ub41c\ub2e4\uba74, \uad6d\uac00 \uacbd\uc81c \uc804\uccb4\ub97c \uc870\uc728\ud558\ub294 \ud1b5\ud654 \uc815\ucc45\uc758 \uc815\uad50\ud568\uc740 \ubd95\uad34\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub2e4.\u200b\u200b<\/p>\n\n\n\n

\ucc3d\uc870\uc801 \ud30c\uad34\ub97c \uc774\ub044\ub294 \ubaa8\ud5d8 \uc790\ubcf8\uc758 \uc2e4\uc885\u200b\u200b<\/p>\n\n\n\n

\ud589\uc815\ubcf5\uc9c0\uc13c\ud130\uc758 \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8 \ubc1c\uae09\uc740 \ub3d9\uc9c8\uc801\uc778 \uacf5\uacf5 \uc11c\ube44\uc2a4\uc9c0\ub9cc, \uae08\uc735\uc740 \ubcf8\uc9c8\uc801\uc73c\ub85c ‘\ubbf8\ub798\uc758 \ubd88\ud655\uc2e4\uc131\uc5d0 \uc790\ubcf8\uc744 \uc3df\ub294 \ud589\uc704’\ub2e4. \uc790\ubcf8\uc8fc\uc758 \uacbd\uc81c\uc758 \uc5ed\ub3d9\uc131\uc740 \uc5ec\uae30\uc11c \ucd9c\ubc1c\ud55c\ub2e4.\u200b\u200b<\/p>\n\n\n\n

\uad00\ub8cc\ud654\ub41c \uac70\ub300 \ub2e8\uc77c \uc740\ud589\uc740 \ub9ac\uc2a4\ud06c\ub97c \ud68c\ud53c\ud55c\ub2e4. \ub300\ucd9c \ubd80\uc2e4\uc774 \ubc1c\uc0dd\ud558\uba74 \ucc45\uc784 \ucd94\uad81\uc744 \ubc1b\uae30 \ub54c\ubb38\uc5d0, \uac00\uc7a5 \uc548\uc804\ud55c \ub300\uae30\uc5c5\uc774\ub098 \ud655\uc2e4\ud55c \uc6b0\ub7c9 \ub2f4\ubcf4\uac00 \uc788\ub294 \uacbd\uc81c \uc8fc\uccb4\uc5d0\uac8c\ub9cc \uc790\uae08\uc744 \uacf5\uae09\ud55c\ub2e4. \ubc18\uba74, \uc8fc\uc8fc \uc774\uc775\uc744 \uadf9\ub300\ud654\ud574\uc57c \ud558\ub294 \ubbfc\uac04 \uc0c1\uc5c5\uc740\ud589\uc740 \ub2e4\ub974\ub2e4. \uc774\ub4e4\uc740 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uae30 \uc704\ud574 \uce58\uc5f4\ud558\uac8c \uc0c8\ub85c\uc6b4 \uc0b0\uc5c5 \ud2b8\ub80c\ub4dc\ub97c \ubd84\uc11d\ud558\uace0, \uc720\ub9dd\ud55c \ubca4\ucc98\uae30\uc5c5\uc758 \uae30\uc220\ub825\uc744 \ud3c9\uac00\ud558\uc5ec \ubaa8\ud5d8 \uc790\ubcf8\uc744 \uacf5\uae09\ud55c\ub2e4.\u200b\u200b\uacbd\uc81c\ud559\uc790 \uc870\uc9c0\ud504 \uc298\ud398\ud130\uac00 \uac15\uc870\ud55c \uc790\ubcf8\uc8fc\uc758 \ubc1c\uc804\uc758 \uc6d0\ub3d9\ub825\uc778 ‘\ucc3d\uc870\uc801 \ud30c\uad34(Creative Destruction)’\ub294 \uc774\uc724 \ub3d9\uae30\uc5d0 \uc758\ud574 \uc6c0\uc9c1\uc774\ub294 \ubbfc\uac04 \uae08\uc735 \uc2dc\uc2a4\ud15c \uc5c6\uc774\ub294 \uc791\ub3d9\ud558\uc9c0 \uc54a\ub294\ub2e4. \ub2e8\uc77c \uc740\ud589 \uccb4\uc81c\uc5d0\uc11c\ub294 \ud601\uc2e0 \uae30\uc5c5\uc5d0 \uc790\uae08\uc744 \uc218\ud608\ud558\ub294 \uc774 \ud608\ub9e5\uc774 \ub04a\uc5b4\uc9c0\uba70, \uacbd\uc81c \uc804\uccb4\uc758 \uc131\uc7a5 \ub3d9\ub825\uc774 \uc11c\uc11c\ud788 \uc2dd\uc5b4\ubc84\ub9b0\ub2e4.\u200b\u200b<\/p>\n\n\n\n

\uc704\uae30 \uc2dc \ucd5c\ud6c4\uc758 \ubcf4\ub8e8, \ucd5c\uc885\ub300\ubd80\uc790\uc758 \uc0c1\uc2e4\u200b\u200b<\/p>\n\n\n\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uae08\uc735 \uc2dc\uc2a4\ud15c\uc744 \uc9c0\ud0a4\ub294 \ucd5c\uc885\ub300\ubd80\uc790(Lender of Last Resort) \uae30\ub2a5\uc774 \uc0ac\ub77c\uc9c0\ub294 \uce58\uba85\uc801 \uc704\ud5d8\uc774 \uc874\uc7ac\ud55c\ub2e4.\u200b\u200b\ubd80\ubd84\uc9c0\uae09\uc900\ube44\uc81c\ub3c4\ub97c \ucc44\ud0dd\ud558\ub294 \ud604\ub300 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0\uc11c\ub294, \uacbd\uc81c\uc5d0 \ucda9\uaca9\uc774 \ubc1c\uc0dd\ud574 \ub300\uaddc\ubaa8 \uc608\uae08 \uc778\ucd9c \uc0ac\ud0dc(\ubc45\ud06c\ub7f0)\uac00 \ubc8c\uc5b4\uc9c0\uba74 \uc544\ubb34\ub9ac \uac74\uc804\ud55c \uc0c1\uc5c5\uc740\ud589\ub3c4 \ud751\uc790 \ubd80\ub3c4\ub97c \ub9de\uc744 \uc218 \uc788\ub2e4. \uc774\ub54c \uc911\uc559\uc740\ud589\uc740 \uc644\ubcbd\ud558\uac8c \ub3c5\ub9bd\ub41c \uc704\uce58\uc5d0\uc11c \ubb34\uc81c\ud55c\uc758 \uc720\ub3d9\uc131\uc744 \uacf5\uae09\ud574 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \ubd95\uad34\ub97c \ub9c9\uc544\ub0b4\ub294 \ucd5c\ud6c4\uc758 \uc18c\ubc29\uc218 \uc5ed\ud560\uc744 \ud55c\ub2e4.\u200b\u200b<\/p>\n\n\n\n

\uadf8\ub7f0\ub370 \uc911\uc559\uc740\ud589\uc774 \uc9c1\uc811 \uac1c\uc778 \ubc0f \uae30\uc5c5\uacfc \uac70\ub798\ub97c \ud558\ub2e4\uac00 \uac70\uc561\uc758 \ubd80\uc2e4\uc744 \ub5a0\uc548\uac8c \ub41c\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ub420\uae4c. \uc911\uc559\uc740\ud589\uc744 \uad6c\uc6d0\ud574 \uc904 \uc0c1\uc704\uc758 \uae30\uad00\uc740 \uc874\uc7ac\ud558\uc9c0 \uc54a\ub294\ub2e4. \ubc1c\uad8c\ub825\uc744 \ub3d9\uc6d0\ud574 \uc2a4\uc2a4\ub85c \ubd80\uc2e4\uc744 \uba54\uc6b0\ub294 \uc21c\uac04, \uadf8 \uad6d\uac00\uc758 \ud1b5\ud654 \uc2e0\ub8b0\ub3c4\ub294 \ubc14\ub2e5\uc73c\ub85c \ucd94\ub77d\ud558\uace0 \ucd08\uc778\ud50c\ub808\uc774\uc158\uc774 \ubc1c\uc0dd\ud558\uba70 \ud654\ud3d0 \uc2dc\uc2a4\ud15c \uc790\uccb4\uac00 \ubb34\ub108\uc9c4\ub2e4. \uc911\uc559\uc740\ud589\uc774 \ubbfc\uac04 \uac70\ub798\uc640 \uac70\ub9ac\ub97c \ub450\uace0 \uc644\ubcbd\ud55c \uac74\uc804\uc131\uacfc \ub3c5\ub9bd\uc131\uc744 \uc720\uc9c0\ud574\uc57c\ub9cc, \uad6d\uac00\uc801 \uacbd\uc81c \uc704\uae30 \uc0c1\ud669\uc5d0\uc11c \uac15\ub825\ud55c \uad6c\uc6d0\ud22c\uc218\ub85c \ub4f1\ud310\ud560 \uc218 \uc788\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n

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\uc815\ubd80\uac00 \uae08\uc735\uc758 \ud6a8\uc728\uc131\uc744 \uadf9\ub300\ud654\ud558\uaca0\ub2e4\uba70 \uc804\uad6d\uc758 \ubaa8\ub4e0 \uc2dc\uc911\uc740\ud589\uc744 \uc5c6\uc560\uace0, \ud55c\uad6d\uc740\ud589 \ud558\ub098\ub85c \ud1b5\ud3d0\ud569\ud55c\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uc790. \ub3d9\ub124\ub9c8\ub2e4 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130\uac00 \uc788\ub4ef \ud55c\uad6d\uc740\ud589 \uc9c0\uc810\uc774 \ub4e4\uc5b4\uc11c\uace0, \uad6d\ubbfc\uc740 \uadf8\uacf3\uc5d0\uc11c \uc9c1\uc811 \uc608\uae08\uacfc \ub300\ucd9c\uc744 \ud55c\ub2e4. \uad6d\uac00\uac00 \uc6b4\uc601\ud558\ub2c8 \uc218\uc218\ub8cc\ub3c4 \uc5c6\uace0 \ub300\ucd9c \uc774\uc790\ub3c4 \ud68d\uae30\uc801\uc73c\ub85c \ub0ae\uc544\uc9c8 \uac83\ub9cc \uac19\ub2e4.\u200b\u200b\uc5bc\ud54f \uc644\ubcbd\ud574 \ubcf4\uc774\ub294 \uc774 ‘\uc9c1\uac70\ub798 \uc2dc\ub098\ub9ac\uc624’\ub294 \uc65c \ud604\uc2e4 \uc790\ubcf8\uc8fc\uc758 \uacbd\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \ucca0\uc800\ud788 \ubc30\uc81c\ub418\uc5c8\uc744\uae4c. \uc774 \uadf9\ub2e8\uc801\uc778 \uc0c1\uc0c1\uc740 \uc911\uc559\uc740\ud589\uacfc \uc0c1\uc5c5\uc740\ud589\uc758 \uc774\uc6d0\ud654\ub41c \uc2dc\uc2a4\ud15c\uc774 \uc65c … \ub354 \ubcf4\uae30 “\ub9cc\uc57d \ud55c\uad6d\uc740\ud589\uc774 \uad6d\ubbfc\uc740\ud589\uc744 \ud1b5\ud3d0\ud569\ud574\ubc84\ub9b0\ub2e4\uba74?”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-220","post","type-post","status-publish","format-standard","hentry","category-1"],"yoast_head":"\n\ub9cc\uc57d \ud55c\uad6d\uc740\ud589\uc774 \uad6d\ubbfc\uc740\ud589\uc744 \ud1b5\ud3d0\ud569\ud574\ubc84\ub9b0\ub2e4\uba74? 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