{"id":61,"date":"2026-02-19T21:59:23","date_gmt":"2026-02-19T21:59:23","guid":{"rendered":"https:\/\/economy21c.com\/?p=61"},"modified":"2026-02-19T21:59:24","modified_gmt":"2026-02-19T21:59:24","slug":"%ea%b1%b0%eb%9e%98%ec%86%8c-%ec%9e%90%eb%b3%b8%ec%8b%9c%ec%9e%a5-%ec%84%a0%ec%a7%84%ed%99%94-12%eb%8c%80-%ea%b3%bc%ec%a0%9c-%eb%b0%9c%ed%91%9c","status":"publish","type":"post","link":"https:\/\/economy21c.com\/?p=61","title":{"rendered":"\uac70\ub798\uc18c \u2018\uc790\ubcf8\uc2dc\uc7a5 \uc120\uc9c4\ud654\u2019 12\ub300 \uacfc\uc81c \ubc1c\ud45c"},"content":{"rendered":"\n
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\uac70\ub798\uc18c \u2018\uc790\ubcf8\uc2dc\uc7a5 \uc120\uc9c4\ud654\u2019 12\ub300 \uacfc\uc81c \ubc1c\ud45c<\/p>\n\n\n\n

– \ubd80\uc2e4\uae30\uc5c5 \ud1f4\ucd9c\u00b724\uc2dc\uac04 \uac70\ub798\u00b7AI \uac10\uc2dc\ub85c \u2018\ucf54\ub9ac\uc544 \ud504\ub9ac\ubbf8\uc5c4\u2019 \uc2dc\ub300 \uc5f0\ub2e4 –<\/p>\n<\/blockquote>\n\n\n\n

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<\/p>\n<\/blockquote>\n\n\n\n

\uc815\uc740\ubcf4 \ud55c\uad6d\uac70\ub798\uc18c \uc774\uc0ac\uc7a5\uc774 2\uc6d4 5\uc77c \uc2e0\ub144 \uae30\uc790\uac04\ub2f4\ud68c \uc5d0\uc11c \u2018\uc790\ubcf8\uc2dc\uc7a5 \ub300\ub3c4\uc57d\u2019\uc744 \uc704\ud55c 12\uac1c \ud575\uc2ec \ucd94\uc9c4 \uacfc\uc81c<\/strong>\ub97c \uacf5\uac1c\ud588\ub2e4. \uc774\ubc88 \ub85c\ub4dc\ub9f5\uc740 \ubd80\uc2e4\uae30\uc5c5 \uc870\uae30 \ud1f4\ucd9c<\/strong>\uc744 \ud1b5\ud55c \uc2dc\uc7a5 \uc815\ud654, 24\uc2dc\uac04 \uac70\ub798 \uccb4\uacc4 \uad6c\ucd95<\/strong>\uc744 \ud1b5\ud55c \uc811\uadfc\uc131 \uac15\ud654, AI \uae30\ubc18 \uc2dc\uc7a5 \uac10\uc2dc \uace0\ub3c4\ud654<\/strong> \ub4f1\uc744 \uace8\uc790\ub85c \ud55c\ub2e4. \ub2e8\uc21c\ud788 \uc81c\ub3c4\ub97c \uc815\ube44\ud558\ub294 \uc218\uc900\uc744 \ub118\uc5b4, \ud55c\uad6d \uc790\ubcf8\uc2dc\uc7a5\uc758 \uccb4\uc9c8\uc744 \uae00\ub85c\ubc8c \ud45c\uc900\uc5d0 \ub9de\ucdb0 \u2018\ucf54\ub9ac\uc544 \ub514\uc2a4\uce74\uc6b4\ud2b8\u2019\ub97c \uadfc\ubcf8\uc801\uc73c\ub85c \ud574\uc18c\ud558 \uaca0\ub2e4\ub294 \uc758\uc9c0\ub85c \ud480\uc774\ub41c\ub2e4.<\/p>\n\n\n\n

\ubd80\uc2e4\uae30\uc5c5 \uc870\uae30 \ud1f4\ucd9c, \uc2dc\uc7a5 \uc2e0\ub8b0\uc758 \ub300\uc804\uc81c<\/strong><\/p>\n\n\n\n

\uc774\ubc88 \ubc1c\ud45c\uc5d0\uc11c \uac00\uc7a5 \ub208\uc5d0 \ub744\ub294 \ub300\ubaa9\uc740 \uc0c1\uc7a5\ud3d0\uc9c0 \uae30\uc900 \uac15\ud654<\/strong>\ub2e4. \uc2dc\uac00\ucd1d\uc561\uacfc \ub9e4\ucd9c \uc694\uac74 \ub4f1\uc744 \uc0c1\ud5a5\ud574 \uc774\ub978\ubc14 \u2018\uc880\ube44 \uae30\uc5c5\u2019\uc744 \uc870\uae30\uc5d0 \uac78\ub7ec\ub0b4\uaca0\ub2e4\ub294 \ubc29\uce68\uc774\ub2e4. \uc774\ub294 \uc2dc\uc7a5 \uc804\uccb4\uc758 \ud3c9\uade0 \ubc38\ub958\uc5d0\uc774\uc158\uc744 \uae4e\uc544\uba39\ub294 \ud55c\uacc4\uae30\uc5c5\uc744 \uc815\ub9ac\ud574 \uc88b\uc740 \uae30\uc5c5\uc774 \uc81c\ub300\ub85c \ud3c9\uac00\ubc1b\ub294 \ud1a0\ub300\ub97c \ub9cc\ub4e4\uaca0\ub2e4\ub294 \ucde8\uc9c0<\/strong>\ub2e4. \ub2e4\ub9cc, \uae09\uaca9\ud55c \ud1f4\ucd9c\uc740 \ud22c\uc790\uc790 \uc190\uc2e4\uacfc \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc744 \ucd08\ub798\ud560 \uc218 \uc788\ub294 \ub9cc\ud07c, \ud22c\uba85\ud55c \uc808\ucc28(\uacbd\uace0-\uac1c\uc120-\ud1f4\ucd9c)\uc640 \uc815\uad50\ud55c \uc2ec\uc0ac \uc778\ub825 \ubcf4\uac15\uc774 \uc131\ud328\uc758 \uad00\uac74\uc774 \ub420 \uc804\ub9dd\uc774\ub2e4.<\/p>\n\n\n\n

\uac70\ub798\uc2dc\uac04 \ud601\uc2e0, \ud504\ub9ac\u00b7\uc560\ud504\ud130\ub9c8\ucf13\uc5d0\uc11c 24\uc2dc\uac04\uae4c\uc9c0<\/strong><\/p>\n\n\n\n

\uac70\ub798\uc18c\ub294 \uc624\ub294 6\uc6d4 \ud504\ub9ac\ub9c8\ucf13(07~08\uc2dc)<\/strong>\uacfc \uc560\ud504\ud130\ub9c8\ucf13 (16~20\uc2dc)<\/strong>\uc744 \uc2e0\uc124\ud558\uace0, 2027\ub144 \ub9d0\uc5d0\ub294 24\uc2dc\uac04 \uac70\ub798 \uccb4\uacc4 \ub3c4\uc785\uc744 \ucd94\uc9c4<\/strong>\ud55c\ub2e4. \uc774\ub294 \uae00\ub85c\ubc8c \ud22c\uc790\uc790\uc758 \uc811\uadfc\uc131\uc744 \ub192\uc5ec MSCI \uc120\uc9c4\uad6d \uc9c0\uc218 \ud3b8\uc785<\/strong>\uc744 \uc704\ud55c \uc81c\ub3c4\uc801 \uae30\ubc18\uc744 \ub2e6\ub294 \uc870\uce58\ub2e4. \ub2e8\uc21c\ud788 \ub9e4\ub9e4 \uc2dc\uac04\ub9cc \ub298\ub9ac\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc57c\uac04 \ubcc0\ub3d9\uc131 \uad00\ub9ac\uc640 \uc804\uc0b0 \uc2dc\uc2a4\ud15c\uc758 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \ud575\uc2ec\uc774\ub2e4. \uc815 \uc774\uc0ac\uc7a5\uc774 \u201c\uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc804\uc0b0\u201d\uc774\ub77c\uace0 \uac15\uc870\ud55c \uac83\ub3c4 \uc2dc\uc2a4\ud15c \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uaca0\ub2e4\ub294 \ud3ec\uc11d \uc73c\ub85c \uc77d\ud78c\ub2e4.<\/p>\n\n\n\n

AI \uc2dc\uc7a5 \uac10\uc2dc\ub85c \ubd88\uacf5\uc815 \uac70\ub798\uc640\uc758 \u2018\uae30\uc220 \uc804\uc7c1\u2019<\/strong><\/p>\n\n\n\n

\uc2e0\uc885 \ubd88\uacf5\uc815 \uac70\ub798 \uc218\ubc95\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 AI \uc811\ubaa9 \uc2dc\uc7a5 \uac10\uc2dc \uccb4\uacc4\ub97c \uace0\ub3c4\ud654\ud55c\ub2e4. AI\ub294 \uc778\uac04\uc774 \ud3ec\ucc29\ud558\uae30 \ud798\ub4e0 \ucd08\ub2e8\ud0c0\u00b7\ub2e4\uacc4\uc88c \uc5f0\uacc4 \ud328\ud134 \ub4f1 \uc774\uc0c1\uac70\ub798 \ud0d0\uc9c0<\/strong>(Anomaly Detection)\uc5d0 \ud0c1\uc6d4\ud558\ub2e4. \uac70\ub798\uc18c\ub294 \uc774\ub97c \ud1b5\ud574 \uc2dc\uc7a5\uc758 \ud22c\uba85\uc131\uc744 \ub192\uc774\uace0 \ub9ac\uc2a4\ud06c \ud504\ub9ac\ubbf8\uc5c4\uc744 \ub0ae\ucd9c \uacc4\ud68d\uc774\ub2e4. \ub2e4\ub9cc \uac10\uc2dc\uc758 \uc815\ubc00\ub3c4\ub97c \ub192\uc774\ub294 \uacfc\uc815\uc5d0\uc11c \ubb34\uace0\ud55c \uac70\ub798\uac00 \uc758\uc2ec \ubc1b\ub294 \u2018\uc624\ud0d0(False Positive)\u2019 \ub17c\ub780\uc744 \ud53c\ud558\uae30 \uc704\ud574 \uc124\uba85 \uac00\ub2a5\ud55c AI(XAI)* \uae30\uc220 \ub3c4\uc785 \ub4f1 \uc0ac\ud6c4 \uad6c\uc81c \uc808\ucc28\uc758 \ubcd1\ud589\uc774 \uc694\uad6c\ub41c\ub2e4.<\/p>\n\n\n\n

\uc124\uba85 \uac00\ub2a5\ud55c AI(eXplainable AI, XAI)<\/strong><\/p>\n\n\n\n

\u2022 AI\uac00 \ud2b9\uc815 \uacb0\ub860\uc744 \ub0b4\ub9b0 \uc774\uc720\uc640 \uadfc\uac70\ub97c \uc778\uac04\uc774 \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \ub17c\ub9ac\uc801\uc73c\ub85c \uc81c\uc2dc\ud558\ub294 \uae30\uc220<\/p>\n\n\n\n

\u2022 \uacb0\uacfc\ub9cc \uc8fc\ub294 \u2018\ube14\ub799\ubc15\uc2a4\u2019 AI\uc758 \ud55c\uacc4\ub97c \ub118\uc5b4, \ud310\ub2e8\uc758 \ud22c\uba85\uc131\uacfc \uc2e0\ub8b0\uc131\uc744 \ud655\ubcf4\ud574 \uae08\uc735\u00b7\uc758\ub8cc \ub4f1 \ucc45\uc784\uc774 \uc911\uc694\ud55c \ubd84\uc57c\uc5d0\uc11c \ud544\uc218\uc801<\/p>\n\n\n\n

\uc0dd\uc0b0\uc801 \uae08\uc735\uacfc \ubaa8\ud5d8\uc790\ubcf8 \uc0dd\ud0dc\uacc4 \uc870\uc131<\/strong><\/p>\n\n\n\n

\ubbf8\ub798 \uc131\uc7a5\ub3d9\ub825 \ud655\ubcf4\ub97c \uc704\ud574 \uae30\uc5c5\uc131\uc7a5\uc9d1\ud569\ud22c\uc790\uae30\uad6c (BDC)<\/strong> \ub3c4\uc785\uc744 \uc9c0\uc6d0\ud558\uace0, AI \ub4f1 \ucca8\ub2e8 \uae30\uc220 \uae30\uc5c5\uc5d0 \ub300\ud55c \ub9de\ucda4\ud615 \uc0c1\uc7a5 \uc2ec\uc0ac\ub97c \uac15\ud654\ud55c\ub2e4. \uc720\ub9dd\ud55c \ube44\uc0c1\uc7a5 \uae30\uc5c5\uc744 \ubc1c\uad74\ud574 \uc0c1\uc7a5\uae4c\uc9c0 \uc774\uc5b4\uc8fc\ub294 \uc778\ud050\ubca0\uc774\ud305 \uae30\ub2a5\uc744 \uac15\ud654\ud574, \uc2dc\uc911 \uc790\uae08\uc774 \ub2e8\uc21c \ucc28\uc775 \uc2e4\ud604\uc744 \ub118\uc5b4 \ud601\uc2e0 \uae30\uc5c5\uc73c\ub85c \ud758\ub7ec \ub4e4\uc5b4\uac00\ub294 \uc0dd\uc0b0\uc801 \uae08\uc735<\/strong>\uc758 \ud30c\uc774\ud504\ub77c\uc778\uc744 \uad6c\ucd95\ud558\uaca0\ub2e4\ub294 \uc804\ub7b5\uc774\ub2e4.<\/p>\n\n\n\n

\uaddc\uc81c \uac15\ud654\ub97c \ub118\uc5b4\uc120 \u2018\uc2dc\uc7a5 \ud488\uc9c8 \ud22c\uc790\u2019<\/strong><\/p>\n\n\n\n

\uc774\ubc88 12\ub300 \uacfc\uc81c\ub294 \ud55c\uad6d \uc2dc\uc7a5\uc774 \ud560\uc778\ubc1b\uc544\uc628 \uace0\uc9c8\uc801 \uc694\uc778 \ub4e4\uc744 \uc815\uba74\uc73c\ub85c \uaca8\ub0e5\ud558\uace0 \uc788\ub2e4. \ubd80\uc2e4 \uc815\ub9ac(\uc9c8), \ubd88\uacf5\uc815 \uadfc\uc808(\uc2e0\ub8b0), \uc601\ubb38 \uacf5\uc2dc \ubc0f \uac70\ub798 \ud3b8\uc758(\uc811\uadfc\uc131)\ub294 \uae00\ub85c\ubc8c \uc790\ubcf8\uc774 \uac00\uc7a5 \uc911\uc2dc\ud558\ub294 \uc694\uc18c\ub4e4\uc774\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \uc774\ubc88 \ub300\ucc45\uc744 \ub2e8\uc21c\ud55c \uaddc\uc81c \uac15\ud654\uac00 \uc544\ub2cc, \ud55c\uad6d \uc99d\uc2dc\ub77c\ub294 \uc0c1\ud488\uc758 \ud488\uc9c8\uc744 \ub192\uc774\ub294 \ud22c\uc790<\/strong>\ub85c \ud3c9\uac00\ud55c\ub2e4. \uc778\ud504\ub77c\uc758 \uc2e0\ub8b0 \ud504\ub9ac\ubbf8\uc5c4\uc774 \ub354\ud574\uc9c8 \ub54c \ube44\ub85c\uc18c \u2018\ucf54\ub9ac\uc544 \ud504\ub9ac\ubbf8\uc5c4\u2019\uc774 \uc2e4\ud604\ub420 \uc218 \uc788\ub2e4\ub294 \ubd84\uc11d\uc774\ub2e4.<\/p>\n\n\n\n

\uc2e4\ud589\ub825\uacfc \uc18d\ub3c4 \uc870\uc808\uc774 \ud5a5\ud6c4 \uad00\uc804 \ud3ec\uc778\ud2b8<\/strong><\/p>\n\n\n\n

\ud5a5\ud6c4 \uc2dc\uc7a5\uc758 \uc2dc\uc120\uc740 \uad6c\uccb4\uc801\uc778 \uc2e4\ud589 \uc21c\uc11c<\/strong>\uc5d0 \uc3e0\ub9b4 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \u25b36\uc6d4 \ub3c4\uc785\ub420 \ud504\ub9ac\u00b7\uc560\ud504\ud130\ub9c8\ucf13\uc758 \ucd08\uae30 \uc548\ucc29 \uc5ec\ubd80 \u25b3\ubd80\uc2e4\uae30\uc5c5 \ud1f4\ucd9c \uacfc\uc815\uc5d0\uc11c\uc758 \uc608\uce21 \uac00\ub2a5\ud55c \uc9d1\ud589 \u25b3AI \uac10\uc2dc\uc758 \ud22c\uba85\uc131 \ud655\ubcf4\uac00 3\ub300 \uc9c0\ud45c\uac00 \ub420 \uac83\uc774\ub2e4. \ub85c\ub4dc\ub9f5\uc774 \ucc28\uc9c8 \uc5c6\uc774 \uc9c4\ud589\ub420 \uacbd\uc6b0, \uc704\ud074\ub9ac \uc635\uc158\uc774\ub098 \ubc30\ucd9c\uad8c \uc120\ubb3c\ub4f1 \uc2e0\uc0c1\ud488 \uc0c1\uc7a5 \ud655\ub300<\/strong>\uc640 \ub9de\ubb3c\ub824 \ud55c\uad6d \uc790\ubcf8\uc2dc\uc7a5\uc758 \uac70\ub798 \uaddc\ubaa8\uc640 \uc9c8\uc801 \uc218\uc900\uc774 \ud55c \ub2e8\uacc4 \uc5c5\uadf8\ub808\uc774\ub4dc\ub420 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4.<\/p>\n\n\n\n

\n\n\n\n

[\uc77d\uc744\uac70\ub9ac] \uc790\ubcf8\uc2dc\uc7a5 \uc120\uc9c4\ud654(\ub300\ub3c4\uc57d) 12\ub300 \uacfc\uc81c<\/strong><\/p>\n\n\n\n

(\u203b \uc5b8\ub860 \uc790\ub8cc \ucde8\ud569\uc73c\ub85c \uc2e4\uc81c\uc640\ub294 \uc870\uae08 \ub2e4\ub97c \uc218 \uc788\uc74c)<\/p>\n\n\n\n

[1\ucd95] \uc790\ubcf8\uc2dc\uc7a5 \uc2e0\ub8b0\ub3c4 \uc81c\uace0 (3\ub300 \uacfc\uc81c)<\/strong><\/p>\n\n\n\n

1. \ubd80\uc2e4\uae30\uc5c5 \uc870\uae30 \ud1f4\ucd9c(\uc0c1\uc7a5\ud3d0\uc9c0 \uc815\ube44)<\/strong><\/p>\n\n\n\n

\u2022 \uc0c1\uc7a5 \uc720\uc9c0 \uc694\uac74(\uc2dc\ucd1d\u00b7\uc7ac\ubb34 \ub4f1) \uac15\ud654\ub85c \u201c\uc880\ube44\uae30\uc5c5\u201d \uc815\ub9ac \uc18d\ub3c4\uc804<\/p>\n\n\n\n

\u2022 \uc2ec\uc0ac\u00b7\ubaa8\ub2c8\ud130\ub9c1 \uae30\ub2a5\uc744 \uc870\uc9c1\/\uc778\ub825 \ubcf4\uac15\ud574 \ucc98\ub9ac \uc5ed\ub7c9 \uac15\ud654<\/p>\n\n\n\n

\u2022 \uc2dc\uc7a5 \ud1f4\ucd9c \ud504\ub85c\uc138\uc2a4\uc758 \uc608\uce21\uac00\ub2a5\uc131\u00b7\uc77c\uad00\uc131\uc744 \ub192\uc774\ub294 \ubc29\ud5a5<\/p>\n\n\n\n

2. \uae30\uc220\ud2b9\ub840 \uc0c1\uc7a5 \uc0ac\ud6c4\uad00\ub9ac \uac15\ud654<\/strong><\/p>\n\n\n\n

\u2022 \uae30\uc220\ud2b9\ub840 \uc0c1\uc7a5 \uc774\ud6c4 \uc0ac\uc5c5\ubaa9\uc801 \ubcc0\uacbd \ub4f1 \u2018\uc0c1\uc7a5 \ucde8\uc9c0 \ud6fc\uc190\u2019 \uc774\uc288\ub97c \ub354 \uc5c4\uaca9\ud788 \uc810\uac80<\/p>\n\n\n\n

\u2022 \uac1c\uc120\uacc4\ud68d(\uc815\ub9ac\/\uc815\uc0c1\ud654 \uacc4\ud68d)\uc758 \ud0c0\ub2f9\uc131\u00b7\uc774\ud589\uac00\ub2a5\uc131 \uc911\uc2ec\uc73c\ub85c \uad00\ub9ac \uac15\ud654<\/p>\n\n\n\n

\u2022 \ucf54\uc2a4\ub2e5 \uc2dc\uc7a5 \u201c\ud601\uc2e0\u201d\uacfc \u201c\uc2e0\ub8b0\u201d\ub97c \ub3d9\uc2dc\uc5d0 \uc62c\ub9ac\ub824\ub294 \uc0ac\ud6c4\uad00\ub9ac \ud328\ud0a4\uc9c0<\/p>\n\n\n\n

3. \ubd88\uacf5\uc815\uac70\ub798 \uadfc\uc808(\uc2dc\uc7a5\uac10\uc2dc \uace0\ub3c4\ud654)<\/strong><\/p>\n\n\n\n

\u2022 \uc720\uad00\uae30\uad00 \uacf5\uc870\ub97c \ud3ec\ud568\ud55c \ud569\ub3d9 \ub300\uc751\ub825 \uac15\ud654<\/p>\n\n\n\n

\u2022 \uac70\ub798\uc18c \uc5c5\ubb34 \uc804\ubc18\uc5d0 AI(\uc778\uacf5\uc9c0\ub2a5) \ud65c\uc6a9\uc744 \ud655\ub300\ud574 \ud610\uc758 \ud0d0\uc9c0\/\ubd84\uc11d \uace0\ub3c4\ud654<\/p>\n\n\n\n

\u2022 \u201c\uc0ac\ud6c4 \ucc98\ubc8c\u201d\ubcf4\ub2e4 \uc870\uae30 \ud3ec\ucc29\u00b7\ucc28\ub2e8\uc5d0 \ubb34\uac8c \uc911\uc2ec<\/p>\n\n\n\n

[2\ucd95] \uc0dd\uc0b0\uc801 \uae08\uc735 \uc804\ud658 (3\ub300 \uacfc\uc81c)<\/strong><\/p>\n\n\n\n

4. \ucca8\ub2e8\uae30\uc220 \uae30\uc5c5 \uc0c1\uc7a5 \uc9c0\uc6d0(\ub9de\ucda4\ud615 \uc2ec\uc0ac)<\/strong><\/p>\n\n\n\n

\u2022 AI\u00b7\uc6b0\uc8fc \ub4f1 \ud575\uc2ec\uae30\uc220 \uc0b0\uc5c5 \ud2b9\uc131\uc744 \ubc18\uc601 \u2018\ub9de\ucda4\ud615 \uae30\uc220\uc2ec\uc0ac\u2019 \ub3c4\uc785<\/p>\n\n\n\n

\u2022 \uc0b0\uc5c5 \ubc38\ub958\uccb4\uc778(\uac00\uce58\uc0ac\uc2ac) \ub4f1 \ud2b9\uc131\uc744 \uace0\ub824\ud574 \uc2ec\uc0ac \uae30\uc900 \uc138\ubd84\ud654<\/p>\n\n\n\n

\u2022 \ud575\uc2ec\uae30\uc220 \uae30\uc5c5\uc758 \uc2e0\uc18d\u00b7\uc815\uad50\ud55c \uc0c1\uc7a5 \uc9c0\uc6d0\uc774 \ubaa9\ud45c<\/p>\n\n\n\n

5. BDC(\uae30\uc5c5\uc131\uc7a5\uc9d1\ud569\ud22c\uc790\uae30\uad6c) \ub3c4\uc785 \uc2e0\uc18d \uc9c0\uc6d0<\/strong><\/p>\n\n\n\n

\u2022 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc774 \ud070 \ubca4\ucc98\u00b7\ud601\uc2e0\uae30\uc5c5\uc5d0 \ubd84\uc0b0\ud22c\uc790\ud558\ub294 \uacf5\ubaa8\ud615 \uae30\uad6c \ub3c4\uc785 \uc9c0\uc6d0<\/p>\n\n\n\n

\u2022 \u201c\ubaa8\ud5d8\uc790\ubcf8 \u2192 \uc131\uc7a5\uae30\uc5c5\u201d \uc790\uae08 \ud750\ub984\uc744 \uc81c\ub3c4\uc801\uc73c\ub85c \uc5f0\uacb0<\/p>\n\n\n\n

\u2022 \uc131\uc7a5\uae08\uc735 \uacf5\uae09\uc744 \uc0c1\uc2dc\ud654\/\ub300\uc911\ud654\ud558\ub824\ub294 \uc131\uaca9<\/p>\n\n\n\n

6. \ucf54\uc2a4\ub2e5 \uc0dd\ud0dc\uacc4 \uac15\ud654(\uc778\ud050\ubca0\uc774\ud305\u00b7IR \ub4f1)<\/strong><\/p>\n\n\n\n

\u2022 \ube44\uc0c1\uc7a5 \ub2e8\uacc4\ubd80\ud130 \uc778\ud050\ubca0\uc774\ud305(\uc721\uc131) \uae30\ub2a5\uc744 \uac15\ud654\ud574 \uc0c1\uc7a5 \uc804\ud6c4 \uc5f0\uacc4<\/p>\n\n\n\n

\u2022 \uc131\uc7a5\ub2e8\uacc4\ubcc4 IR(\ud22c\uc790\uc790 \uad00\uacc4) \uc9c0\uc6d0 \ub4f1 \u2018\uc790\uae08\uc870\ub2ec \uce5c\ud654\u2019 \uc778\ud504\ub77c \uac15\ud654<\/p>\n\n\n\n

\u2022 (\ubcf4\ub3c4\uc5d0 \ub530\ub974\uba74) \ucf54\uc2a4\ub2e5 \uae30\ub2a5 \uac15\ud654\ub97c \uc704\ud574 \uc6b4\uc601\uccb4\uacc4\/\uc5ed\ud560 \uc190\uc9c8<\/p>\n\n\n\n

[3\ucd95] \uae00\ub85c\ubc8c \uacbd\uc7c1\ub825 \uac15\ud654<\/strong><\/p>\n\n\n\n

7. \uc8fc\uc2dd \uac70\ub798\uc2dc\uac04 \ud655\ub300(\ud504\ub9ac\u00b7\uc560\ud504\ud130 \u2192 24\uc2dc\uac04 \ubaa9\ud45c)<\/strong><\/p>\n\n\n\n

\u2022 2026\ub144 6\uc6d4 \ubaa9\ud45c: \ud504\ub9ac\ub9c8\ucf13(07~08\uc2dc) + \uc560\ud504\ud130\ub9c8\ucf13 (16~20\uc2dc)\ub85c \ud558\ub8e8 12\uc2dc\uac04 \uccb4\uacc4<\/p>\n\n\n\n

\u2022 2027\ub144 \ub9d0 \ubaa9\ud45c: 24\uc2dc\uac04 \uac70\ub798\uccb4\uacc4 \ub2e8\uacc4\uc801 \ucd94\uc9c4<\/p>\n\n\n\n

\u2022 \ub300\uccb4\uac70\ub798\uc18c(ATS) \ud658\uacbd\uc5d0\uc11c \ub3d9\ub4f1\ud55c \uac70\ub798\uc5ec\uac74\uc744 \uc704\ud574 \ubd88\uac00\ud53c \ud558\ub2e4\ub294 \ub17c\ub9ac<\/p>\n\n\n\n

8. \uacb0\uc81c\uc8fc\uae30 \ub2e8\ucd95(T+2 \u2192 T+1)<\/strong><\/p>\n\n\n\n

\u2022 \uae00\ub85c\ubc8c \ucd94\uc138\uc5d0 \ub9de\ucdb0 \uc8fc\uc2dd \uacb0\uc81c\ub97c 1\uc601\uc5c5\uc77c(T+1)\ub85c \ub2e8\ucd95 \ucd94\uc9c4<\/p>\n\n\n\n

\u2022 \uacb0\uc81c \ub9ac\uc2a4\ud06c(\ubbf8\uc218\u00b7\uc0c1\ub300\ubc29 \ub9ac\uc2a4\ud06c)\uc640 \uc6b4\uc601\ube44\uc6a9\uc744 \uc904\uc774\ub294 \ubc29\ud5a5<\/p>\n\n\n\n

\u2022 \uc778\ud504\ub77c(\uc99d\uad8c\uc0ac\u00b7\uc608\ud0c1\uacb0\uc81c \ub4f1) \uc804\ubc18\uc758 \uc2dc\uc2a4\ud15c \uc815\ube44\uac00 \ub3d9\ubc18 \uacfc\uc81c<\/p>\n\n\n\n

9. MSCI \uc120\uc9c4\uc9c0\uc218 \ud3b8\uc785 \uc694\uac74 \ub300\uc751(\uc601\ubb38\uacf5\uc2dc \ub4f1)<\/strong><\/p>\n\n\n\n

\u2022 \ucf54\uc2a4\ud53c \uc804 \uc0c1\uc7a5\uc0ac \ub300\uc0c1 \uc601\ubb38\uacf5\uc2dc \uc758\ubb34 \uc870\uae30 \uc2dc\ud589 \ub4f1 \uc81c\ub3c4 \uac1c\uc120 \ucd94\uc9c4<\/p>\n\n\n\n

\u2022 \ud574\uc678 \ud22c\uc790\uc790 \uc811\uadfc\uc131\uc744 \ub192\uc5ec \uc2dc\uc7a5 \uc2e0\ub8b0\u00b7\ud22c\uba85\uc131\uc744 \uac15\ud654<\/p>\n\n\n\n

\u2022 \ubaa9\ud45c\ub294 MSCI \uc120\uc9c4\uc2dc\uc7a5(DM) \uc9c0\uc218 \ud3b8\uc785\uc5d0 \uc720\ub9ac\ud55c \ud658\uacbd \uc870\uc131<\/p>\n\n\n\n

[4\ucd95] \ubbf8\ub798 \uc131\uc7a5\ub3d9\ub825 \ud655\ubcf4 (3\ub300 \uacfc\uc81c)<\/strong><\/p>\n\n\n\n

10. \ud30c\uc0dd\uc2dc\uc7a5 24\uc2dc\uac04 \uac70\ub798 \ucd94\uc9c4<\/strong><\/p>\n\n\n\n

\u2022 (\uc8fc\uc2dd\uacfc \ubcc4\ub3c4\ub85c) \ud30c\uc0dd\uc2dc\uc7a5\ub3c4 24\uc2dc\uac04 \uac70\ub798\uccb4\uacc4\ub97c \ub0b4\ub144 \ub9d0 \ubaa9\ud45c\ub85c \ucd94\uc9c4<\/p>\n\n\n\n

\u2022 \uae00\ub85c\ubc8c \ud22c\uc790\uc790\uc640 \uc2dc\uac04\ub300\ub97c \ub9de\ucdb0 \uc720\ub3d9\uc131\u00b7\uac00\uaca9\ubc1c\uacac \uae30\ub2a5 \uac15\ud654<\/p>\n\n\n\n

\u2022 \ud30c\uc0dd\uc2dc\uc7a5 \uae30\ubc18\uc758 \uc2dc\uc7a5 \ud5e4\uc9c0(\uc704\ud5d8\ud68c\ud53c) \ud6a8\uc728 \uac1c\uc120 \uae30\ub300<\/p>\n\n\n\n

11. \uc2e0\uc0c1\ud488 \uc2e0\uc18d \ub3c4\uc785(ETF\u00b7\uc635\uc158\u00b7\ud0c4\uc18c)<\/strong><\/p>\n\n\n\n

\u2022 \ud574\uc678\uc5d0\uc11c\ub9cc \uac70\ub798\ub418\ub358 \uac1c\ubcc4\uc885\ubaa9 \ub808\ubc84\ub9ac\uc9c0 ETF \uc2e0\uc18d \ub3c4\uc785 \ucd94\uc9c4<\/p>\n\n\n\n

\u2022 \uc704\ud074\ub9ac \uc635\uc158(\uc8fc\uac04 \ub9cc\uae30 \uc635\uc158) \ub4f1 \uc635\uc158 \ub77c\uc778\uc5c5 \ud655\uc7a5<\/p>\n\n\n\n

\u2022 \ubc30\ucd9c\uad8c \uc120\ubb3c \uc0c1\uc7a5 \uc900\ube44(\ud0c4\uc18c\uc2dc\uc7a5\/\ud658\uacbd\uae08\uc735 \uc778\ud504\ub77c \uac15\ud654)<\/p>\n\n\n\n

12. \ubd80\uc0b0 \uae08\uc735\uc911\uc2ec\uc9c0 \uae30\ub2a5 \uac15\ud654(+\uc800\ubcc0 \ud655\ub300)<\/strong><\/p>\n\n\n\n

\u2022 \ud30c\uc0dd\u00b7\ud574\uc591\uae08\uc735 \ub4f1 \uc9c0\uc5ed \ud2b9\ud654 \ucd95\uc744 \uc911\uc2ec \uae08\uc735 \ud5c8\ube0c \uae30\ub2a5 \uac15\ud654<\/p>\n\n\n\n

\u2022 \ud22c\uc790 \uc800\ubcc0 \ud655\ub300(\uad50\uc721\/\uc778\ud504\ub77c\/\ucc38\uc5ec\uc790 \ud655\ub300)\uc640 \uc5f0\uacc4 \uc0dd\ud0dc\uacc4 \uc870\uc131<\/p>\n\n\n\n

\u2022 \ud601\uc2e0\uae30\uc5c5 \uc721\uc131\u00b7\uc5f0\uacc4 \ub4f1 \u201c\uc9c0\uc5ed \uae30\ubc18 \uc131\uc7a5\ub3d9\ub825\u201d \uc131\uaca9 \uacfc\uc81c \ud3ec\ud568<\/p>\n","protected":false},"excerpt":{"rendered":"

\uac70\ub798\uc18c \u2018\uc790\ubcf8\uc2dc\uc7a5 \uc120\uc9c4\ud654\u2019 12\ub300 \uacfc\uc81c \ubc1c\ud45c – \ubd80\uc2e4\uae30\uc5c5 \ud1f4\ucd9c\u00b724\uc2dc\uac04 \uac70\ub798\u00b7AI \uac10\uc2dc\ub85c \u2018\ucf54\ub9ac\uc544 \ud504\ub9ac\ubbf8\uc5c4\u2019 \uc2dc\ub300 \uc5f0\ub2e4 – \uc815\uc740\ubcf4 \ud55c\uad6d\uac70\ub798\uc18c \uc774\uc0ac\uc7a5\uc774 2\uc6d4 5\uc77c \uc2e0\ub144 \uae30\uc790\uac04\ub2f4\ud68c \uc5d0\uc11c \u2018\uc790\ubcf8\uc2dc\uc7a5 \ub300\ub3c4\uc57d\u2019\uc744 \uc704\ud55c 12\uac1c \ud575\uc2ec \ucd94\uc9c4 \uacfc\uc81c\ub97c \uacf5\uac1c\ud588\ub2e4. \uc774\ubc88 \ub85c\ub4dc\ub9f5\uc740 \ubd80\uc2e4\uae30\uc5c5 \uc870\uae30 \ud1f4\ucd9c\uc744 \ud1b5\ud55c \uc2dc\uc7a5 \uc815\ud654, 24\uc2dc\uac04 \uac70\ub798 \uccb4\uacc4 \uad6c\ucd95\uc744 \ud1b5\ud55c \uc811\uadfc\uc131 \uac15\ud654, AI \uae30\ubc18 \uc2dc\uc7a5 \uac10\uc2dc \uace0\ub3c4\ud654 \ub4f1\uc744 \uace8\uc790\ub85c \ud55c\ub2e4. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-61","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/economy21c.com\/index.php?rest_route=\/wp\/v2\/posts\/61","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/economy21c.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/economy21c.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/economy21c.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/economy21c.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=61"}],"version-history":[{"count":1,"href":"https:\/\/economy21c.com\/index.php?rest_route=\/wp\/v2\/posts\/61\/revisions"}],"predecessor-version":[{"id":62,"href":"https:\/\/economy21c.com\/index.php?rest_route=\/wp\/v2\/posts\/61\/revisions\/62"}],"wp:attachment":[{"href":"https:\/\/economy21c.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=61"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/economy21c.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=61"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/economy21c.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=61"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}